Buyer Services

Financing Options

At Coldwell Banker West Realty we work with a number of reputable Mortgage Brokers who specialize in different types of loans. We will put you in touch with a Coldwell Banker Mortgage affiliate who will discuss your needs as well as various different financing options.
We will also be able to determine exactly what your budget is and get you pre-approved prior to our home search.

With a wide variety of products to choose from, we'll help you find the mortgage that's right for you.

You'll enjoy the strongest service guarantees in the industry.

We're confident you'll receive superior service. Here's just one way we'll prove it:

* We'll give you a same-day loan decision or pay you $250
* We'll meet your requested closing date or we will reduce your interest rate by 1/8 of one percent for the life of the loan*

The Value of a Pre-Approval

If you're thinking about buying a home, a pre-approval is a fast and simple way to make your home buying experience easier from start to finish.

Pre-approval means you get an approval for a mortgage loan before you make an offer on a home or even find a home you want. (This is in contrast to pre-qualification ? a preliminary evaluation of your financial status that does not include a commitment to giving you a loan.) We even put our commitment to the loan in writing, in a pre-approval letter. That means you'll have the benefit of knowing how much home you can afford. In fact, many real estate agents will ask you to get pre-approved before you begin house hunting so they can show you homes that suit your budget.
Get an edge over other buyers

A pre-approval gives you buying power ? the ability to make offers, negotiate price and terms, and even sign a contract to buy. It gives you an advantage over other buyers when you make an offer on the home of your dreams, because a pre-approval letter proves to the seller and real estate agent that you're financially ready to buy the home. And that can help make your offer attractive.
It's easy, fast and free.

Once you apply with Coldwell Banker Mortgage, it will only take 20 minutes or less to get a loan decision. We simply need your income, information about your assets, and Social Security number.

Upon pre-approval, we'll provide you with a pre-approval letter that shows the exact amount you are approved to have financed. We can then use this pre-approval letter to negotiate with Sellers.

Property Search
Working with a Licensed Real Estate Agent
All of our Buyers Services are Free of charge. Real Estate agents don?t get paid until you successfully buy your home. We have a wide network of resources which we will share with you from selecting a property inspector and recommending service providers such as title companies, lenders and insurance agents. In Florida, the seller pays the agent so why wouldn?t you want someone working for you?
Knowledge: We often know about properties that are not yet on the market. Because real estate is all we do (sometimes 24/7!), we?re the first to know of price reductions and other important news. All of our agents have extensive knowledge of the local area, communities and local area builders. We specialize in home sales in the Orlando, Clermont, Kissimmee and davenport areas of Central Florida.
Experience: We will share our experience, represent your best interests during negotiations with sellers, and help you understand all the decisions you need to make. We will work tirelessly for you, and our goal is to make your transaction go as smoothly as possible.
A good agent will continually strive to improve and gain knowledge of the latest real estate trends. Only agents who are members of the National Association of Realtors can call themselves a REALTOR®

Selecting a Suitable Property
Whether you are looking to relocate to Orlando Florida, searching for that perfect family Vacation Home in Davenport or are a first time home buyer in Clermont we will be able to deliver the best level of expertise and care.
During your initial home buying consultation your real estate agent will be able to discuss your home buying needs in great detail. We will discuss the type of property you are looking for as well as be able to discuss a particular area that you may have in mind.

Coldwell Banker West Realty offers state-of-the-art technology in order to run accurate real time reports about market conditions and pricing in easy to read graphs and charts. Your agents will happy to discuss this information with you to make the best determination on current market values.

Searching for a home has never been easier. With a multitude of search mechanisms on offer via the web, most buyers often start their search online. Our website offers easy navigation with properties broken down by company listings, an MLS Search and a number of new homes on offer through our builder showcase. We also offer a Foreclosure Hot List which is kept up to date each week. Each property location is listed by city whether it be in Clermont, Kissimmee, Davenport, Winter Garden, Windermere or Orlando.

Once you have taken part in an initial consultation, our agents will compile a list of current properties on the market and either meet with you to discuss the selection or email you on a regular basis with an up to date list of homes.
These homes will also be inspected and previewed (time permitting) to insure that a selection of good quality homes all meeting your criteria are viewed.

We encourage you to drive around the neighborhoods and get a feel for various communities in the area. We have even created a customized map for you to take with you so you don?t get lost!

Select the properties that you would like to view and we will make appointments to go inside. We look at hundreds of homes each year, so we can help you weigh the features and strengths, as well as point out the drawbacks or weaknesses of each home. Typically we can provide you with a printed fact sheet for each home, including pictures; this will help you keep track of the homes you?ve seen, what you liked and didn?t like.

Our Local Area
The cities that we service include Clermont, Kissimmee, Davenport, Winter Garden, Windermere and Orlando Florida
Because of our unique office placement, right in the center of four counties (including Orange County, Lake County, Polk County and Osceola County. We are able to help buyers find a home in Clermont, Davenport, Kissimmee, Montverde, Winter Garden, Windermere and Orlando.

All of our real estate agents know the surrounding areas very well and are able to help you search for a suitable property in Central Florida.

Transaction Management
Making an offer
Once your financing is in place and you have selected a property you would like to purchase, your real estate agent will explain the FAR/BAR Contract that we use in order to write up an offer. Using up to the minute market data, your agent will discuss a reasonable offer to present.
Once the offer is made we will continue to manage all of the transaction paperwork until your offer is expected and follow up until closing.
Arranging Inspections and any repairs is also part of your agents? duties. We will insure that everything is handled in a timely manner and taken care of prior to closing.

Expert Advice and negotiating strategies
Our job is to get you into the strongest negotiating position possible: As seasoned real estate professionals our agents will help you to determine the seller?s motivation for selling the property and base negotiations on this. They are also kept up to date on market trends to insure that you are getting great value for money. Our agents use this market data when presenting your offer to the seller?s agent. Take advantage of our experience when we share with you that sellers prefer buyers who make a ?strong? purchase offer. Sellers will choose qualified buyers who are ready to close the transaction quickly and easily, over buyers who are less prepared. If you are serious about buying, we will help you prepare so you can make the strongest offer possible. Our agents will also help you structure your offer so you are protected in case things don?t go as planned.
Coming to an agreement where both the buyer and seller feel at ease is the art of negotiating a great deal. We take care of presenting your offer, negotiating the offer price and terms and keep you updated throughout every step of the transaction.

The Closing Process
We work closely with a selection of very reputable Title Companies that will hold escrow funds and insure a smooth closing process. This can be done with you present or should you prefer, you do not have to attend the closing.
The title company will provide your agent with a Closing Statement prior to closing. The agent will check this and answer any questions you may have regarding the financing break down. Both the Buyer and Seller will have costs relating to the sale. Your agent can discuss the fees incurred by item and explain what these expenses are for. If you are financing your property the Title company will discuss your paperwork directly with your mortgage broker and the bank underwriters to insure that your closing takes place in a timely manner and that everything runs smoothly on the day of closing.
Once the closing has taken place you will be presented with the keys to your new home!

After Sales Care
Our dedication continues long after the closing has taken place.
Once you receive the keys to your new property you will need to change the services and utilities into your name. We can provide you with a list of phone numbers to call the local utilities and services providers, to put everything under your name as of the date escrow will close. Through our Exclusive Coldwell Banker Concierge Program we will be happy to help make other arrangements on your behalf such as organizing pool or lawn maintenance, recommend a removal company or reputable painter. We pride ourselves in offering a superior level of after sales care.
Soon after closing you will receive a customer questionnaire asking for feedback relating to our service. It is important for us to know how well we served you in order to insure our ongoing high level of customer service.